Ace Visa Prepaid Debit Card
If you are looking for a debit card then you have plenty to choose from. In selecting the one that is most suitable for you it is important to consider your own unique financial situation, the lifestyle you live, your saving habits and your spending habits. One such card worth looking closer at is the Ace Visa Prepaid Debit Card. If you are not currently interested in applying for a credit card or if you do not qualify for a credit card then this prepaid debit card can offer you many of the benefits and features that you are seeking.
Features of the Ace Visa Prepaid Debit Card
- The Ace Visa Prepaid Debit Card has features worth reviewing before you apply for it. These include:
- No application fee and no obligation whatsoever
- Free unlimited purchase transactions
- Paid enrollment in the Fee Advantage Plan
- No charge for cash withdrawals at any of the 1,600 or more ACE Cash Express locations with direct deposit (be aware that a daily limit does apply)
- No overdraft fees
- No minimum balances
- You can get paid up to three days early due to free direct deposit for your paycheck or government check
- Protection from any unauthorized transactions if the card is lost or stolen
- FDIC insured
The Ace Visa card has been around since 1968 but only in recent years has the Ace Visa Prepaid Debit Card begun to grow in popularity. There are many people that struggle with credit issues and this debit card offers options that might not otherwise be available to those with poor to bad credit ratings.
Terms of the Card
You need to know the terms for the Ace Visa Prepaid Debit Card before you decide for a certainty that it is for you. Here they are:
- There is no introductory Annual Percentage Rate (APR)
- There is no regular APR
- Annual fee is as low as $0.00
- Balance transfers are not allowed
- Credit history and credit rating do not apply
Details about the Ace Visa Prepaid Debit Card
The Ace Visa Prepaid Debit Card works in the same manner as a regular credit card although it is not a credit card. This is important to be aware of. When you apply for a credit card your credit history is used as one of the criteria to determine whether you will be approved for the card or not. Credit worthiness plays a vital role in the acquisition of a credit card. When it comes to applying for the Ace Visa Prepaid Debit Card your credit history does not come into play. This is why this prepaid debit card is such a good choice for those who have been turned down for a credit card in the past.
With the Ace Visa Prepaid Debit Card you add money to the account which then loads it onto the card and from there you are free to use the card whenever and wherever you wish to. If you want to use it to pay for groceries then you can do so. You can buy gas for the car with it, you can use it at restaurants and retail stores, you can use it for services such as getting your hair done and you can use it to shop online. It is a very versatile card!
The card is accepted anywhere that Visa is accepted throughout the world. This includes any ATM’s that feature the Visa logo. You are able to withdraw up to $150 in cash per day at any Ace store. Be aware though that there are some restrictions that may apply.
You have the option of adding money to your card by having your paycheck direct deposited to your account. This is a free service. Once the balance on the card reaches zero you need to reload it in order to use it again. This Visa card can easily be managed online if you would like to do so and it can be used to make bill payments.
- No application fee and no obligation
- Withdraw cash at 1,600+ ACE Cash Express locations
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government checkNo overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen
- FDIC Insured
- Earning your trust since 1968
